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All average home insurance costs listed here are sourced from insurance information institute's data which can be found here. Along with the age of your roof, your claims history, and your policy deductible, your home’s location is one of the biggest indicators of how much. Best Car Insurance Rates In Utah Quotewizard Best Car Insurance Rates Car Insurance Best Car Insurance Utah and oregon have the least expensive. Average home insurance utah . It has impressively low rates, a wide variety of coverage options and robust online tools. The average home insurance rate is about $2,305 per year. What is the cheapest homeowners insurance in utah? State average annual rate $ more or less national average $1,824 % difference from national average $1,824; The average price we found for home insurance from farmers was $425 per year, a 40% savings from the typical rate statewide. Utah average homeowners insurance cost national average homeowners insurance cost 2016 $664 $1,192 2...